6-16-09
By Nicole Zaro Stahl

Husband and wife and business partners, Judy Biviano Lloyd and Tim Lloyd may not be exact polar opposites, but they certainly do represent a study in contrasts.

She was raised in upstate New York, and her choice of Clarkson University, even closer to the frigid St. Lawrence Seaway corridor than her hometown, reveals no early urge to escape the snowbelt. He hails from sun-splashed Orinda, and while he reveled in the northern California climate growing up, he eagerly embraced change after high school, heading off to American University in Washington, D.C.

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Judy & Tim Lloyd in 2009